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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $221,343 | $102,382+116.2% | $147,005+50.6% | $80,874+173.7% |
| Participation rate | 97.4% | 75.8%+21.6pp | 82.2%+15.3pp | 67.6%+29.8pp |
| Annual return | 11.36% | 134.89%-123.5pp | 418.76%-407.4pp | 35.62%-24.3pp |
| Employer contribution / active EE | $17,793 | $3,715+379.0% | $4,934+260.6% | $2,756+545.7% |
| Participant deferral / active EE | $20,900 | $6,646+214.5% | $8,070+159.0% | $4,297+386.4% |
| Admin fee / account holder | $29,938 | $7,942+276.9% | $13,006+130.2% | $6,935+331.7% |