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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $228,704 | $157,296+45.4% | $141,191+62.0% | $152,897+49.6% |
| Participation rate | 94.4% | 84.8%+9.6pp | 82.5%+12.0pp | 82.5%+12.0pp |
| Annual return | 12.51% | 64.34%-51.8pp | 71.41%-58.9pp | 345.43%-332.9pp |
| Employer contribution / active EE | $9,099 | $5,262+72.9% | $4,736+92.1% | $4,764+91.0% |
| Participant deferral / active EE | $12,851 | $7,111+80.7% | $6,710+91.5% | $5,851+119.6% |
| Admin fee / account holder | $7,420 | $12,125-38.8% | $10,264-27.7% | $11,599-36.0% |