Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,762 | $181,896-81.4% | $156,551-78.4% | $273,972-87.7% |
| Participation rate | 55.6% | 88.4%-32.8pp | 84.0%-28.5pp | 83.0%-27.5pp |
| Annual return | 1.72% | 30.74%-29.0pp | 32.23%-30.5pp | 41.46%-39.7pp |
| Employer contribution / active EE | $1,316 | $6,248-78.9% | $5,501-76.1% | $4,869-73.0% |
| Participant deferral / active EE | $4,601 | $5,550-17.1% | $4,871-5.6% | $5,287-13.0% |
| Admin fee / account holder | $380 | $15,560-97.6% | $13,028-97.1% | $10,133-96.3% |