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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $105,536 | $76,407+38.1% | $150,298-29.8% | $82,448+28.0% |
| Participation rate | 48.0% | 66.4%-18.4pp | 77.8%-29.8pp | 68.1%-20.1pp |
| Annual return | 16.51% | 39.99%-23.5pp | 62.79%-46.3pp | 41.64%-25.1pp |
| Employer contribution / active EE | $2,085 | $2,614-20.2% | $4,154-49.8% | $2,551-18.3% |
| Participant deferral / active EE | $4,728 | $3,214+47.1% | $5,453-13.3% | $4,139+14.2% |
| Admin fee / account holder | $14,071 | $6,352+121.5% | $14,116-0.3% | $7,234+94.5% |