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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $388,881 | $167,522+132.1% | $151,639+156.5% | $134,532+189.1% |
| Participation rate | 100.0% | 88.4%+11.6pp | 87.5%+12.5pp | 81.2%+18.8pp |
| Annual return | -3.57% | 7.81%-11.4pp | 3.34%-6.9pp | 418.27%-421.8pp |
| Employer contribution / active EE | $16,157 | $6,828+136.6% | $6,165+162.1% | $4,741+240.8% |
| Participant deferral / active EE | $21,270 | $8,986+136.7% | $8,363+154.3% | $6,401+232.3% |
| Admin fee / account holder | $2,818 | $13,780-79.5% | $11,613-75.7% | $11,429-75.3% |