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| Provider | Service type | Compensation |
|---|---|---|
INGHAM & COMPANY9+ years Service code 14 · EIN 65-0170152 | Plan Administrator | $70,911 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,703 | $49,897+59.7% | $80,648-1.2% | $75,177+6.0% |
| Participation rate | 89.3% | 55.3%+34.0pp | 67.0%+22.3pp | 67.2%+22.1pp |
| Annual return | 23.42% | 34.68%-11.3pp | 937.21%-913.8pp | 160.75%-137.3pp |
| Employer contribution / active EE | $2,204 | $1,699+29.7% | $2,724-19.1% | $2,671-17.5% |
| Participant deferral / active EE | $6,386 | $2,992+113.5% | $4,443+43.7% | $4,126+54.8% |
| Admin fee / account holder | $619 | $3,579-82.7% | $5,382-88.5% | $5,651-89.0% |