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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,433 | $105,856-86.4% | $90,161-84.0% | $147,586-90.2% |
| Participation rate | 100.0% | 79.7%+20.3pp | 76.9%+23.1pp | 82.8%+17.2pp |
| Annual return | 21.13% | 37.63%-16.5pp | 34.89%-13.8pp | 578.59%-557.5pp |
| Employer contribution / active EE | $1,159 | $4,126-71.9% | $3,318-65.1% | $4,876-76.2% |
| Participant deferral / active EE | $2,487 | $5,733-56.6% | $5,287-53.0% | $5,439-54.3% |
| Admin fee / account holder | $1,032 | $8,046-87.2% | $5,943-82.6% | $10,886-90.5% |