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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,745 | $104,251-57.1% | $91,004-50.8% | $147,586-69.7% |
| Participation rate | 72.7% | 78.2%-5.5pp | 75.6%-2.9pp | 82.8%-10.1pp |
| Annual return | 16.31% | 27.06%-10.8pp | 4.60%+11.7pp | 578.59%-562.3pp |
| Employer contribution / active EE | $1,295 | $3,116-58.4% | $2,456-47.3% | $4,876-73.4% |
| Participant deferral / active EE | $5,401 | $4,195+28.7% | $3,548+52.2% | $5,439-0.7% |
| Admin fee / account holder | $2,013 | $8,948-77.5% | $5,417-62.8% | $10,886-81.5% |