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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,450 | $135,956-65.8% | $123,894-62.5% | $273,972-83.0% |
| Participation rate | 56.3% | 84.1%-27.8pp | 81.4%-25.2pp | 83.0%-26.8pp |
| Annual return | 6.85% | 56.63%-49.8pp | 47.52%-40.7pp | 41.46%-34.6pp |
| Employer contribution / active EE | $1,707 | $5,170-67.0% | $4,617-63.0% | $4,869-64.9% |
| Participant deferral / active EE | $4,604 | $6,343-27.4% | $5,984-23.1% | $5,287-12.9% |
| Admin fee / account holder | $508 | $9,817-94.8% | $8,357-93.9% | $10,133-95.0% |