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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,762 | $82,674-60.4% | $125,381-73.9% | $68,486-52.2% |
| Participation rate | 88.9% | 75.1%+13.8pp | 82.4%+6.5pp | 67.9%+21.0pp |
| Annual return | -18.13% | -5.97%-12.2pp | 572.31%-590.4pp | -7.85%-10.3pp |
| Employer contribution / active EE | $2,927 | $3,382-13.4% | $4,815-39.2% | $2,597+12.7% |
| Participant deferral / active EE | $6,170 | $6,111+1.0% | $7,448-17.2% | $4,028+53.2% |
| Admin fee / account holder | $1,630 | $6,277-74.0% | $10,007-83.7% | $5,404-69.8% |