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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,325 | $202,342-89.5% | $172,753-87.7% | $152,909-86.1% |
| Participation rate | 75.0% | 87.1%-12.1pp | 82.6%-7.6pp | 82.5%-7.5pp |
| Annual return | 102.71% | 1029.88%-927.2pp | 803.00%-700.3pp | 345.46%-242.8pp |
| Employer contribution / active EE | $7,512 | $5,857+28.3% | $5,144+46.0% | $4,764+57.7% |
| Participant deferral / active EE | $6,562 | $5,948+10.3% | $5,198+26.2% | $5,851+12.1% |
| Admin fee / account holder | $341 | $17,112-98.0% | $13,956-97.6% | $11,601-97.1% |