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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,216 | $57,305+26.0% | $86,640-16.6% | $75,173-3.9% |
| Participation rate | 19.5% | 63.2%-43.7pp | 71.7%-52.2pp | 67.2%-47.7pp |
| Annual return | 17.79% | 2674.24%-2656.4pp | 592.52%-574.7pp | 160.72%-142.9pp |
| Employer contribution / active EE | $575 | $2,316-75.2% | $3,024-81.0% | $2,671-78.5% |
| Participant deferral / active EE | $2,026 | $3,320-39.0% | $4,438-54.3% | $4,126-50.9% |
| Admin fee / account holder | $806 | $4,116-80.4% | $5,616-85.6% | $5,651-85.7% |