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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,413 | $49,897-37.0% | $80,648-61.0% | $75,177-58.2% |
| Participation rate | 40.7% | 55.3%-14.7pp | 67.0%-26.3pp | 67.2%-26.5pp |
| Annual return | 19.00% | 34.68%-15.7pp | 937.21%-918.2pp | 160.75%-141.8pp |
| Employer contribution / active EE | $971 | $1,699-42.9% | $2,724-64.4% | $2,671-63.7% |
| Participant deferral / active EE | $2,121 | $2,992-29.1% | $4,443-52.3% | $4,126-48.6% |
| Admin fee / account holder | $3,380 | $3,579-5.5% | $5,382-37.2% | $5,651-40.2% |