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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,206 | $115,814-86.9% | $101,275-85.0% | $158,982-90.4% |
| Participation rate | 100.0% | 79.4%+20.6pp | 75.8%+24.2pp | 82.0%+18.0pp |
| Annual return | 11.36% | 56.16%-44.8pp | 46.48%-35.1pp | 302.99%-291.6pp |
| Employer contribution / active EE | $2,543 | $4,176-39.1% | $3,660-30.5% | $4,763-46.6% |
| Participant deferral / active EE | $3,724 | $4,958-24.9% | $4,371-14.8% | $5,983-37.8% |
| Admin fee / account holder | $440 | $7,249-93.9% | $5,948-92.6% | $11,252-96.1% |