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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,011 | $47,944-74.9% | $67,834-82.3% | $62,881-80.9% |
| Participation rate | 21.8% | 61.1%-39.2pp | 68.8%-47.0pp | 69.3%-47.5pp |
| Annual return | 19.10% | 11.77%+7.3pp | 138.47%-119.4pp | 20.14%-1.0pp |
| Employer contribution / active EE | $380 | $1,562-75.6% | $2,403-84.2% | $2,281-83.3% |
| Participant deferral / active EE | $1,085 | $2,247-51.7% | $3,160-65.7% | $3,203-66.1% |
| Admin fee / account holder | $0 | $3,712-100.0% | $4,622-100.0% | $4,296-100.0% |