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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,007 | $138,102-84.1% | $125,381-82.4% | $134,532-83.6% |
| Participation rate | 41.2% | 84.5%-43.3pp | 82.4%-41.2pp | 81.2%-40.1pp |
| Annual return | -19.74% | 750.73%-770.5pp | 572.31%-592.0pp | 418.27%-438.0pp |
| Employer contribution / active EE | $2,128 | $5,245-59.4% | $4,815-55.8% | $4,741-55.1% |
| Participant deferral / active EE | $2,616 | $7,801-66.5% | $7,448-64.9% | $6,401-59.1% |
| Admin fee / account holder | $6,802 | $11,568-41.2% | $10,007-32.0% | $11,429-40.5% |