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| Provider | Service type | Compensation |
|---|---|---|
STANCORP FINANCIAL GROUP1 year Service code 12 · EIN 93-1253576 | Direct payment from the plan; Recordk... | $37,977 |
Filed as: KESTRA ADVISORY SERVICES, LLC Service code 27 · EIN 47-1566880 | Advisory (Plan) | $25,756 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,244 | $79,694-47.0% | $96,171-56.1% | $79,391-46.8% |
| Participation rate | 60.5% | 54.0%+6.6pp | 68.4%-7.9pp | 70.7%-10.2pp |
| Annual return | 44.91% | 40.84%+4.1pp | 192.04%-147.1pp | 116.88%-72.0pp |
| Employer contribution / active EE | $3,223 | $1,443+123.3% | $2,799+15.1% | $2,428+32.7% |
| Participant deferral / active EE | $2,122 | $2,539-16.4% | $4,350-51.2% | $4,046-47.5% |
| Admin fee / account holder | $193 | $630-69.4% | $5,538-96.5% | $627-69.2% |