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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,936 | $93,064-87.2% | $74,577-84.0% | $273,972-95.6% |
| Participation rate | 93.8% | 74.9%+18.8pp | 68.1%+25.6pp | 83.0%+10.7pp |
| Annual return | 8.20% | 26.18%-18.0pp | 20.47%-12.3pp | 41.46%-33.3pp |
| Employer contribution / active EE | $4,281 | $3,160+35.5% | $2,525+69.5% | $4,869-12.1% |
| Participant deferral / active EE | $6,121 | $4,160+47.1% | $3,458+77.0% | $5,287+15.8% |
| Admin fee / account holder | $3,650 | $5,273-30.8% | $4,138-11.8% | $10,133-64.0% |