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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,297 | $112,121-73.9% | $95,960-69.5% | $158,966-81.6% |
| Participation rate | 93.8% | 79.0%+14.8pp | 77.1%+16.7pp | 82.0%+11.8pp |
| Annual return | 8.47% | 171.16%-162.7pp | 91.63%-83.2pp | 302.95%-294.5pp |
| Employer contribution / active EE | $6,395 | $3,199+99.9% | $2,541+151.6% | $4,762+34.3% |
| Participant deferral / active EE | $6,862 | $4,784+43.4% | $4,167+64.7% | $5,983+14.7% |
| Admin fee / account holder | $5,360 | $10,135-47.1% | $6,797-21.1% | $11,250-52.4% |