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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,790 | $117,895-71.3% | $102,460-67.0% | $145,897-76.8% |
| Participation rate | 93.3% | 78.6%+14.7pp | 76.5%+16.8pp | 80.3%+13.0pp |
| Annual return | 10.99% | 31.92%-20.9pp | 29.47%-18.5pp | 552.29%-541.3pp |
| Employer contribution / active EE | $3,544 | $3,619-2.1% | $3,025+17.1% | $4,663-24.0% |
| Participant deferral / active EE | $5,344 | $5,736-6.8% | $5,056+5.7% | $6,689-20.1% |
| Admin fee / account holder | $4,934 | $13,353-63.0% | $9,460-47.8% | $13,390-63.2% |