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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,109 | $117,433-23.3% | $99,475-9.4% | $152,897-41.1% |
| Participation rate | 66.7% | 77.5%-10.9pp | 73.8%-7.2pp | 82.5%-15.8pp |
| Annual return | 8.99% | 31.87%-22.9pp | 30.72%-21.7pp | 345.43%-336.4pp |
| Employer contribution / active EE | $881 | $3,013-70.8% | $2,540-65.3% | $4,764-81.5% |
| Participant deferral / active EE | $2,238 | $4,086-45.2% | $3,619-38.2% | $5,851-61.8% |
| Admin fee / account holder | $80 | $7,634-98.9% | $6,252-98.7% | $11,599-99.3% |