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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,848 | $110,137-26.6% | $161,149-49.8% | $82,637-2.2% |
| Participation rate | 100.0% | 72.4%+27.6pp | 78.8%+21.2pp | 68.1%+31.9pp |
| Annual return | 38.82% | 20.69%+18.1pp | 21.16%+17.7pp | 53.51%-14.7pp |
| Employer contribution / active EE | $4,929 | $2,856+72.6% | $4,360+13.0% | $2,552+93.1% |
| Participant deferral / active EE | $6,269 | $4,575+37.0% | $6,153+1.9% | $4,126+51.9% |
| Admin fee / account holder | $342 | $9,467-96.4% | $15,194-97.7% | $7,339-95.3% |