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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $117,609 | $198,457-40.7% | $170,435-31.0% | $147,586-20.3% |
| Participation rate | 50.0% | 88.0%-38.0pp | 83.6%-33.6pp | 82.8%-32.8pp |
| Annual return | 20.46% | 257.30%-236.8pp | 205.94%-185.5pp | 578.59%-558.1pp |
| Employer contribution / active EE | $5,555 | $6,183-10.2% | $5,432+2.3% | $4,876+13.9% |
| Participant deferral / active EE | $15,440 | $5,629+174.3% | $4,939+212.6% | $5,439+183.9% |
| Admin fee / account holder | $5,741 | $16,852-65.9% | $13,881-58.6% | $10,886-47.3% |