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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,926 | $88,707-61.8% | $74,184-54.3% | $273,972-87.6% |
| Participation rate | 66.7% | 79.4%-12.8pp | 76.6%-10.0pp | 83.0%-16.3pp |
| Annual return | 6.05% | 11.94%-5.9pp | 17.74%-11.7pp | 41.46%-35.4pp |
| Employer contribution / active EE | $1,568 | $3,159-50.4% | $2,370-33.9% | $4,869-67.8% |
| Participant deferral / active EE | $3,446 | $4,212-18.2% | $3,550-2.9% | $5,287-34.8% |
| Admin fee / account holder | $34 | $8,717-99.6% | $5,586-99.4% | $10,133-99.7% |