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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $140,350 | $106,247+32.1% | $96,515+45.4% | $139,466+0.6% |
| Participation rate | 80.0% | 77.8%+2.2pp | 74.3%+5.7pp | 80.3%-0.3pp |
| Annual return | 12.77% | 38.47%-25.7pp | 35.73%-23.0pp | 373.66%-360.9pp |
| Employer contribution / active EE | $4,156 | $4,106+1.2% | $3,740+11.1% | $4,754-12.6% |
| Participant deferral / active EE | $7,322 | $5,456+34.2% | $4,880+50.1% | $6,712+9.1% |
| Admin fee / account holder | $1,482 | $7,885-81.2% | $6,735-78.0% | $11,409-87.0% |