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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $129,568 | $110,410+17.4% | $102,437+26.5% | $145,897-11.2% |
| Participation rate | 83.3% | 77.9%+5.4pp | 74.5%+8.8pp | 80.3%+3.0pp |
| Annual return | 8.66% | 24.85%-16.2pp | 24.95%-16.3pp | 552.29%-543.6pp |
| Employer contribution / active EE | $3,009 | $4,217-28.6% | $3,871-22.3% | $4,663-35.5% |
| Participant deferral / active EE | $8,152 | $5,622+45.0% | $5,060+61.1% | $6,689+21.9% |
| Admin fee / account holder | $37,810 | $9,745+288.0% | $8,388+350.8% | $13,390+182.4% |