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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,555 | $135,956-86.4% | $123,894-85.0% | $273,972-93.2% |
| Participation rate | 88.9% | 84.1%+4.8pp | 81.4%+7.5pp | 83.0%+5.9pp |
| Annual return | 11.28% | 56.63%-45.4pp | 47.52%-36.2pp | 41.46%-30.2pp |
| Employer contribution / active EE | $3,375 | $5,170-34.7% | $4,617-26.9% | $4,869-30.7% |
| Participant deferral / active EE | $6,190 | $6,343-2.4% | $5,984+3.4% | $5,287+17.1% |
| Admin fee / account holder | $431 | $9,817-95.6% | $8,357-94.8% | $10,133-95.7% |