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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $294,752 | $183,516+60.6% | $155,534+89.5% | $145,884+102.0% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 10.80% | 61.43%-50.6pp | 64.92%-54.1pp | 551.85%-541.1pp |
| Employer contribution / active EE | $4,428 | $5,315-16.7% | $4,675-5.3% | $4,662-5.0% |
| Participant deferral / active EE | $10,000 | $6,467+54.6% | $5,630+77.6% | $6,690+49.5% |
| Admin fee / account holder | $738 | $19,293-96.2% | $15,900-95.4% | $13,392-94.5% |