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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,605 | $202,342-79.9% | $172,753-76.5% | $152,909-73.4% |
| Participation rate | 100.0% | 87.1%+12.9pp | 82.6%+17.4pp | 82.5%+17.5pp |
| Annual return | 10.54% | 1029.88%-1019.3pp | 803.00%-792.5pp | 345.46%-334.9pp |
| Employer contribution / active EE | $2,944 | $5,857-49.7% | $5,144-42.8% | $4,764-38.2% |
| Participant deferral / active EE | $7,643 | $5,948+28.5% | $5,198+47.1% | $5,851+30.6% |
| Admin fee / account holder | $1,529 | $17,112-91.1% | $13,956-89.0% | $11,601-86.8% |