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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,042 | $89,367-61.9% | $141,191-75.9% | $72,975-53.4% |
| Participation rate | 74.1% | 75.1%-1.1pp | 82.5%-8.4pp | 69.5%+4.6pp |
| Annual return | 26.10% | 111.87%-85.8pp | 71.41%-45.3pp | 81.01%-54.9pp |
| Employer contribution / active EE | $0 | $3,115-100.0% | $4,736-100.0% | $2,440-100.0% |
| Participant deferral / active EE | $2,968 | $5,419-45.2% | $6,710-55.8% | $3,608-17.7% |
| Admin fee / account holder | $345 | $5,957-94.2% | $10,264-96.6% | $5,124-93.3% |