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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,763 | $37,446-55.2% | $77,513-78.4% | $79,852-79.0% |
| Participation rate | 49.2% | 41.5%+7.7pp | 54.2%-5.0pp | 69.6%-20.5pp |
| Annual return | 21.52% | 39.76%-18.2pp | 54.81%-33.3pp | 31.72%-10.2pp |
| Employer contribution / active EE | $0 | $637-100.0% | $987-100.0% | $2,471-100.0% |
| Participant deferral / active EE | $624 | $1,261-50.5% | $1,861-66.5% | $3,740-83.3% |
| Admin fee / account holder | $4 | $2,506-99.8% | $2,859-99.8% | $5,306-99.9% |