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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,558 | $176,077-52.5% | $159,455-47.6% | $167,518-50.1% |
| Participation rate | 100.0% | 84.9%+15.1pp | 82.8%+17.2pp | 82.1%+17.9pp |
| Annual return | 18.61% | 331.83%-313.2pp | 263.63%-245.0pp | 478.71%-460.1pp |
| Employer contribution / active EE | $4,741 | $5,298-10.5% | $4,830-1.8% | $4,838-2.0% |
| Participant deferral / active EE | $3,935 | $7,751-49.2% | $7,353-46.5% | $6,342-38.0% |
| Admin fee / account holder | $1,173 | $12,556-90.7% | $10,800-89.1% | $12,312-90.5% |