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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,167 | $95,188-70.4% | $76,518-63.2% | $135,380-79.2% |
| Participation rate | 100.0% | 74.4%+25.6pp | 68.0%+32.0pp | 82.6%+17.4pp |
| Annual return | -13.63% | 4.85%-18.5pp | -0.27%-13.4pp | 519.81%-533.4pp |
| Employer contribution / active EE | $3,724 | $3,303+12.8% | $2,647+40.7% | $4,779-22.1% |
| Participant deferral / active EE | $12,585 | $4,640+171.2% | $3,836+228.1% | $5,609+124.4% |
| Admin fee / account holder | $333 | $6,249-94.7% | $4,849-93.1% | $10,828-96.9% |