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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,189 | $103,392-30.2% | $87,104-17.1% | $152,897-52.8% |
| Participation rate | 47.1% | 79.4%-32.3pp | 76.9%-29.8pp | 82.5%-35.4pp |
| Annual return | 23.38% | 28.10%-4.7pp | 28.19%-4.8pp | 345.43%-322.1pp |
| Employer contribution / active EE | $1,603 | $3,221-50.2% | $2,521-36.4% | $4,764-66.3% |
| Participant deferral / active EE | $7,245 | $4,778+51.6% | $4,048+79.0% | $5,851+23.8% |
| Admin fee / account holder | $2,124 | $12,194-82.6% | $7,491-71.6% | $11,599-81.7% |