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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $174,345 | $99,652+75.0% | $78,778+121.3% | $147,585+18.1% |
| Participation rate | 30.0% | 76.2%-46.2pp | 69.2%-39.2pp | 82.8%-52.8pp |
| Annual return | 25.26% | 47.28%-22.0pp | 35.62%-10.4pp | 578.58%-553.3pp |
| Employer contribution / active EE | $1,694 | $2,796-39.4% | $1,986-14.7% | $4,876-65.3% |
| Participant deferral / active EE | $3,920 | $3,664+7.0% | $2,958+32.5% | $5,439-27.9% |
| Admin fee / account holder | $0 | $7,155-100.0% | $5,134-100.0% | $10,886-100.0% |