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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $119,627 | $96,691+23.7% | $86,656+38.0% | $139,487-14.2% |
| Participation rate | 62.5% | 74.4%-11.9pp | 71.7%-9.2pp | 80.3%-17.8pp |
| Annual return | 14.72% | 106.87%-92.1pp | 593.09%-578.4pp | 373.84%-359.1pp |
| Employer contribution / active EE | $1,116 | $3,267-65.9% | $3,025-63.1% | $4,755-76.5% |
| Participant deferral / active EE | $9,131 | $4,838+88.8% | $4,439+105.7% | $6,713+36.0% |
| Admin fee / account holder | $3,365 | $6,414-47.5% | $5,619-40.1% | $11,407-70.5% |