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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,083 | $48,364-58.5% | $71,796-72.0% | $62,881-68.1% |
| Participation rate | 95.0% | 60.6%+34.4pp | 69.1%+25.9pp | 69.3%+25.7pp |
| Annual return | 23.05% | 13.16%+9.9pp | 78.04%-55.0pp | 20.14%+2.9pp |
| Employer contribution / active EE | $2,085 | $1,042+100.1% | $1,924+8.3% | $2,281-8.6% |
| Participant deferral / active EE | $4,399 | $2,091+110.4% | $2,794+57.4% | $3,203+37.4% |
| Admin fee / account holder | $1,063 | $3,771-71.8% | $4,815-77.9% | $4,296-75.3% |