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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $230,806 | $150,446+53.4% | $136,297+69.3% | $147,585+56.4% |
| Participation rate | 50.0% | 84.4%-34.4pp | 81.9%-31.9pp | 82.8%-32.8pp |
| Annual return | 15.07% | 1049.14%-1034.1pp | 5156.19%-5141.1pp | 578.58%-563.5pp |
| Employer contribution / active EE | $1,012 | $5,256-80.7% | $4,696-78.4% | $4,876-79.2% |
| Participant deferral / active EE | $8,000 | $6,631+20.7% | $6,247+28.1% | $5,439+47.1% |
| Admin fee / account holder | $1,282 | $10,906-88.2% | $9,244-86.1% | $10,886-88.2% |