Retirement plan

CUSTOM FINISHERS, INC. EMPLOYEES' PROFIT SHARING PLAN AND TRUST

Name: CUSTOM FINISHERS, INC. - CUSTOM FINISHERS, INC. EMPLOYEES' PROFIT SHARING PLAN AND TRUST (2025) Form 5500
Creator: CUSTOM FINISHERS, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, CUSTOM FINISHERS, INC. EMPLOYEES' PROFIT SHARING PLAN AND TRUST, CUSTOM FINISHERS, INC.

CUSTOM FINISHERS, INC.EIN 26-4469027Plan #001PY 2025

PO BOX 7008 - HIGH POINT, NC 27264336-431-7141customfinishers.comLinkedIn1-10 employeesconsumer goods

Prospect flagsHigh feesLow assets / participant

How to read this page

Total assets (EOY)

$1.1M

+21.4% from 2024

Total participants

+28.1% from 2024

Average account balance

$31,936

+14.3% from 2024

Annual return

14.50%

+0.97 pp from 2024

Benchmarks

See 2,191 peers

Peer group

Industry32 - Manufacturing

Plan typeDefined contribution

Participants25-99

Cohort2,191 peers

Snapshot2025

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$1.09M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$32K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

106.3%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$116K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$4K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+14.50%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$1654

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2T2E2J2F2G3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

2 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
OpportunityLow assets / participant
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.

Expense breakdown

Schedule H Part II

Admin total

$56K

$1757 / participant

Other / not subdivided$56K100.0%

% of EOY assets

5.178%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$31,936

$97,648-67.3%

$121,663-73.8%

$87,485-63.5%

Participation rate

78.1%

70.5%+7.7pp

74.5%+3.6pp

68.9%+9.2pp

Annual return

14.50%

18.03%-3.5pp

147.54%-133.0pp

26.06%-11.6pp

Employer contribution / active EE

$1,759

$2,300-23.5%

$3,020-41.7%

$2,596-32.2%

Participant deferral / active EE

$1,879

$3,923-52.1%

$4,887-61.5%

$4,274-56.0%

Admin fee / account holder

$1,654

$11,100-85.1%

$14,289-88.4%

$7,775-78.7%

CUSTOM FINISHERS, INC. EMPLOYEES' PROFIT SHARING PLAN AND TRUST

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

CUSTOM FINISHERS, INC. EMPLOYEES' PROFIT SHARING PLAN AND TRUST

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion