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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,242 | $88,707-53.5% | $74,184-44.4% | $273,972-84.9% |
| Participation rate | 52.2% | 79.4%-27.3pp | 76.6%-24.4pp | 83.0%-30.8pp |
| Annual return | 6.94% | 11.94%-5.0pp | 17.74%-10.8pp | 41.46%-34.5pp |
| Employer contribution / active EE | $909 | $3,159-71.2% | $2,370-61.7% | $4,869-81.3% |
| Participant deferral / active EE | $2,884 | $4,212-31.5% | $3,550-18.8% | $5,287-45.5% |
| Admin fee / account holder | $0 | $8,717-100.0% | $5,586-100.0% | $10,133-100.0% |