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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,404 | $175,259-88.4% | $149,723-86.4% | $139,487-85.4% |
| Participation rate | 66.7% | 83.4%-16.7pp | 78.8%-12.1pp | 80.3%-13.7pp |
| Annual return | 38.33% | 166.82%-128.5pp | 134.50%-96.2pp | 373.84%-335.5pp |
| Employer contribution / active EE | $1,579 | $5,478-71.2% | $4,821-67.2% | $4,755-66.8% |
| Participant deferral / active EE | $8,341 | $6,522+27.9% | $5,682+46.8% | $6,713+24.3% |
| Admin fee / account holder | $181 | $16,158-98.9% | $13,215-98.6% | $11,407-98.4% |