Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,446 | $103,392-85.1% | $87,104-82.3% | $152,897-89.9% |
| Participation rate | 35.7% | 79.4%-43.6pp | 76.9%-41.2pp | 82.5%-46.7pp |
| Annual return | 22.53% | 28.10%-5.6pp | 28.19%-5.7pp | 345.43%-322.9pp |
| Employer contribution / active EE | $484 | $3,221-85.0% | $2,521-80.8% | $4,764-89.8% |
| Participant deferral / active EE | $2,308 | $4,778-51.7% | $4,048-43.0% | $5,851-60.6% |
| Admin fee / account holder | $716 | $12,194-94.1% | $7,491-90.4% | $11,599-93.8% |