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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,980 | $97,020-57.8% | $83,327-50.8% | $135,380-69.7% |
| Participation rate | 69.2% | 80.4%-11.2pp | 77.8%-8.5pp | 82.6%-13.4pp |
| Annual return | -2.72% | 12.31%-15.0pp | 10.64%-13.4pp | 519.81%-522.5pp |
| Employer contribution / active EE | $0 | $4,144-100.0% | $3,379-100.0% | $4,779-100.0% |
| Participant deferral / active EE | $4,928 | $5,964-17.4% | $5,565-11.5% | $5,609-12.1% |
| Admin fee / account holder | $52,673 | $8,426+525.1% | $7,540+598.5% | $10,828+386.4% |