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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,581 | $138,076-26.4% | $123,553-17.8% | $135,380-25.0% |
| Participation rate | 76.9% | 84.7%-7.8pp | 82.3%-5.4pp | 82.6%-5.7pp |
| Annual return | -7.10% | 153.70%-160.8pp | 119.21%-126.3pp | 519.81%-526.9pp |
| Employer contribution / active EE | $357 | $5,152-93.1% | $4,628-92.3% | $4,779-92.5% |
| Participant deferral / active EE | $13,928 | $6,800+104.8% | $6,426+116.7% | $5,609+148.3% |
| Admin fee / account holder | $10,556 | $10,917-3.3% | $9,284+13.7% | $10,828-2.5% |