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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,185 | $115,903-96.4% | $100,528-95.8% | $158,966-97.4% |
| Participation rate | 100.0% | 81.6%+18.4pp | 79.4%+20.6pp | 82.0%+18.0pp |
| Annual return | 0.00% | 34.80%-34.8pp | 30.90%-30.9pp | 302.95%-302.9pp |
| Employer contribution / active EE | $1,864 | $4,105-54.6% | $3,419-45.5% | $4,762-60.9% |
| Participant deferral / active EE | $2,674 | $6,677-59.9% | $6,271-57.4% | $5,983-55.3% |
| Admin fee / account holder | $469 | $11,000-95.7% | $8,084-94.2% | $11,250-95.8% |