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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,992 | $162,136-72.3% | $152,301-70.5% | $154,746-70.9% |
| Participation rate | 69.2% | 84.1%-14.9pp | 82.4%-13.2pp | 80.7%-11.5pp |
| Annual return | 102.53% | 91.02%+11.5pp | 80.50%+22.0pp | 172.34%-69.8pp |
| Employer contribution / active EE | $1,635 | $4,890-66.6% | $4,624-64.6% | $4,379-62.7% |
| Participant deferral / active EE | $5,370 | $8,341-35.6% | $8,004-32.9% | $6,730-20.2% |
| Admin fee / account holder | $1 | $15,759-100.0% | $14,398-100.0% | $14,365-100.0% |