Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 7-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,980 | $197,637-85.3% | $177,848-83.7% | $158,982-81.8% |
| Participation rate | 50.0% | 88.5%-38.5pp | 87.7%-37.7pp | 82.0%-32.0pp |
| Annual return | 18.85% | 58.77%-39.9pp | 48.33%-29.5pp | 302.99%-284.1pp |
| Employer contribution / active EE | $1,418 | $6,698-78.8% | $5,919-76.0% | $4,763-70.2% |
| Participant deferral / active EE | $5,525 | $8,405-34.3% | $7,714-28.4% | $5,983-7.7% |
| Admin fee / account holder | $3,014 | $15,406-80.4% | $12,431-75.8% | $11,252-73.2% |