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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,386 | $138,114-91.0% | $125,391-90.1% | $134,545-90.8% |
| Participation rate | 87.5% | 84.5%+3.0pp | 82.4%+5.1pp | 81.2%+6.3pp |
| Annual return | -12.87% | 750.88%-763.8pp | 572.41%-585.3pp | 418.37%-431.2pp |
| Employer contribution / active EE | $2,367 | $5,246-54.9% | $4,816-50.9% | $4,742-50.1% |
| Participant deferral / active EE | $4,586 | $7,801-41.2% | $7,448-38.4% | $6,401-28.4% |
| Admin fee / account holder | $572 | $11,570-95.1% | $10,009-94.3% | $11,431-95.0% |