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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,180 | $100,073-83.8% | $85,126-81.0% | $145,877-88.9% |
| Participation rate | 57.1% | 74.1%-17.0pp | 67.5%-10.4pp | 80.3%-23.2pp |
| Annual return | 10.79% | 84.11%-73.3pp | 66.63%-55.8pp | 551.28%-540.5pp |
| Employer contribution / active EE | $1,241 | $3,236-61.7% | $2,731-54.6% | $4,663-73.4% |
| Participant deferral / active EE | $2,642 | $5,294-50.1% | $4,523-41.6% | $6,691-60.5% |
| Admin fee / account holder | $2,412 | $7,261-66.8% | $6,160-60.8% | $13,402-82.0% |