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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,816 | $97,125-76.5% | $86,233-73.5% | $137,256-83.4% |
| Participation rate | 50.0% | 74.2%-24.2pp | 69.0%-19.0pp | 80.0%-30.0pp |
| Annual return | 17.47% | 74.19%-56.7pp | 61.39%-43.9pp | 220.34%-202.9pp |
| Employer contribution / active EE | $1,294 | $2,841-54.4% | $2,504-48.3% | $4,156-68.9% |
| Participant deferral / active EE | $2,614 | $5,180-49.5% | $4,559-42.7% | $6,407-59.2% |
| Admin fee / account holder | $1,589 | $9,725-83.7% | $8,342-81.0% | $12,270-87.1% |