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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,180 | $100,203-83.9% | $85,240-81.0% | $145,897-88.9% |
| Participation rate | 57.1% | 74.1%-17.0pp | 67.5%-10.4pp | 80.3%-23.2pp |
| Annual return | 10.79% | 84.28%-73.5pp | 66.75%-56.0pp | 552.29%-541.5pp |
| Employer contribution / active EE | $1,241 | $3,242-61.7% | $2,735-54.6% | $4,663-73.4% |
| Participant deferral / active EE | $2,642 | $5,299-50.1% | $4,527-41.6% | $6,689-60.5% |
| Admin fee / account holder | $2,412 | $7,265-66.8% | $6,165-60.9% | $13,390-82.0% |